The Canada Child Benefit (CCB) is one of the most valuable programs for Canadian families: a tax-free monthly payment for each child under 18. Yet every year, families receive less than they could, usually because of a missed return or outdated information.
How much is the CCB for 2026–2027?
For the benefit year from July 2026 to June 2027, the maximum amounts are:
| Child’s age | Maximum per year | Maximum per month |
|---|---|---|
| Under 6 | $8,157 | $679.75 |
| 6 to 17 | $6,883 | $573.58 |
Families with adjusted family net income below about $38,237 (for 2025) receive the full amount. Above that, the benefit is gradually reduced as income rises.
It’s based on last year’s tax returns
Payments from July 2026 to June 2027 are calculated using your 2025 family income. That’s why both parents or partners must file a tax return every year, even if one of them had no income. If either return is missing, payments can stop.
Five ways families miss out
- Not filing on time, or a spouse not filing at all.
- Not updating the CRA after a separation, new partner, or change in custody.
- Not applying after a birth or after arriving in Canada (newcomers apply with Form RC66).
- Missing the Child Disability Benefit: up to $3,480 a year for each child eligible for the disability tax credit.
- Not applying for the Canada Groceries and Essentials Benefit (formerly the GST/HST credit), which includes an amount for each child under 19.
When is it paid?
CCB payments are usually made around the 20th of each month. You can check your amount and payment dates in CRA My Account.
Want to make sure your family is getting every benefit? See our plans and pricing or contact Wealth Street Services. We’re in Brampton and serve clients across Canada.
Sources
- Canada Revenue Agency: Canada Groceries and Essentials Benefit
- MoneySense: CCB payment dates and amounts for 2026–2027
- Government of Newfoundland and Labrador: CCB monthly amounts July 2026–June 2027
This article is general information, not tax or financial advice. Rules and amounts change, so confirm details with the Canada Revenue Agency or speak with our team about your situation.
